If you have been denied credit, you will want to use the letter requesting a copy of your credit report after denial of credit. If you have not been denied credit, there is a fee to obtain your credit report. You will need to check with the reporting agency to see what their fee is.
1234, Main Street
Boston, MA 02123
04 April, 2005
<Recipient Address Goes Here>
I would appreciate it if you would please furnish me with a copy of my credit report. My full name is <your full name, including any other names you have been known by>. My social security number is <SSN>, and my date of birth is <DOB>. I understand there is a <$fee> charge for this service. Accordingly, enclosed please find my check made out in this amount.
I look forward to receiving the requested information.
encl: <List of enclosed items goes here>