This letter asks a bank or other creditor to give further consideration to your request for credit after credit has been denied you.
1234, Main Street
Boston, MA 02123
04 April, 2005
<Recipient Address Goes Here>
My application for a line of credit was recently denied on the basis of my credit report. Since the denial, I have received a copy of my credit report and have identified several items which were incorrect.
<description> I have brought these problems to the attention of the credit reporting agency and they have since been deleted from my credit report
I am, therefore, writing to ask that you reconsider my credit application in light of my improved credit report. If there is any additional information you need from me at this time, please feel free to contact me. I look forward to hearing from you.
encl: <List of enclosed items goes here>