This letter advises creditors that you are divorcing and that accounts previously the joint responsibility of you and your spouse will now be your responsibility alone.
1234, Main Street
Boston, MA 02123
06 April, 2005
<Recipient Address Goes Here>
Re: <loan or account> <account number>.
Please be advised that <name of your former spouse> and I <have divorced/are in the process of divorcing>. Accordingly, and pursuant to the settlement agreement entered into between us and made a part of the divorce decree, the above-referenced account has become my sole responsibility. All future inquiries or notices pertaining to the account should be sent to my attention. I would appreciate it if you would update your files to reflect that I am now the sole responsible party on this account.
encl: <List of enclosed items goes here>